1.90%*** Intro Rate & No Balance Transfer Fee!

Stuck with balances on high interest credit cards? Transferring your balances from higher rate cards may enable you to pay them off faster and save money. Take advantage of the Spirit Financial’s NO FEE 1.90% APR*** balance transfer Classic or Platinum VISA for a limited time.


VISA Balance Transfer Credit Card Benefits

  • Low Balance Transfer Rate***

  • No Annual Fees

  • No Balance Transfer Fees

  • No Cash Advance Fees

  • No Penalty Interest Rate

  • 1% cash back on all purchases

  • Easy and secure purchases

  • Use it everywhere VISA is accepted

  • $0 Liability for fraudulent transactions

VISA Credit Card Rates

Effective Date (11/09/2020) and Rates Subject to Change.

Card Type APR*
Classic Fixed
Platinum Fixed

HAVE VISA CREDIT CARD OR BALANCE TRANSFER QUESTIONS? Text or CALL A LOAN OFFICER AT (267) 580-0230 OR EMAIL LOANS@SPIRITFINANCIALCU.ORG.


*** 1.90% Introductory Balance Transfer APR for 12 months from Account opening. After that your APR will be 10.90% or 12.50% depending on the card program. Any existing balances of Spirit Financial Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.