Savings Account Rates

Effective Date (4/5/2025). Rates Subject to Change.

Account Type Rate APY**
Share Accounts 0.05% 0.05%
Vacation Accounts 0.05% 0.05%
Christmas Accounts 0.05% 0.05%

Certificate Rates

Effective Date (4/5/2025). Rates Subject to Change.

Account Type Rate APY**
3 Month Share Certificate 0.499% 0.50%
6 Month Share Certificate / IRA Certificate 3.687% 3.75%
9 Month Share Certificate / IRA Certificate 3.687% 3.75%
1 Year Share Certificate / IRA Certificate 3.687% 3.75%
18 Month Share Certificate / IRA Certificate 3.687% 3.75%
2 Year Share Certificate / IRA Certificate 3.687% 3.75%
3 Year Share Certificate / IRA Certificate 3.542% 3.60%
4 Year Share Certificate / IRA Certificate 3.445% 3.50%
5 Year Share Certificate / IRA Certificate 3.348% 3.40%

Money Market Rates

Effective Date (4/5/2025). Rates Subject to Change.

Account Type Rate APY**
$5,000 - $9,999.99 0.449% 0.45%
$10,000 - $49,999.99 0.499% 0.50%
$50,000 and up 0.499% 0.50%

IRA Rates

Effective Date (4/5/2025). Rates Subject to Change.

Balance Tier Rate APY**
$5.00 - $49,999.99 0.449% 0.45%
$50,000 + 0.499% 0.50%

** APY = Annual percentage yield. All rates are subject to change without notice.